How to Get a Franchise Loan in the Philippines (Fast and Easy with Pondo Pinoy Lending Corporation)

Why More Filipinos Are Starting with Franchises

Starting your own brand from scratch can be exciting — but it also comes with risk, uncertainty, and months (if not years) of trial and error. Franchising, on the other hand, lets you start strong by running a proven business with built-in brand recognition and systems that already work.

According to the Philippine Franchise Association (PFA), the local franchise industry contributes around 7.8% of the country’s GDP and supports over two million jobs nationwide. It remains one of the most resilient business sectors, projected to grow by 8–10% annually through 2025 (Manila Bulletin).

Well-known Filipino brands like Potato Corner, Siomai House, and Turks have shown how solid systems and trusted names can help entrepreneurs expand faster and with less risk than starting from zero.

💡 Tip: If you’re still exploring which franchise fits your budget, check out our guide on 5 Affordable Franchises in the Philippines Under ₱1 Million — a great starting point for opportunities you can finance through Pondo Pinoy’s loan program.

But while franchising minimizes operational risks, one challenge often remains — raising enough capital to get started.

The Challenge: Financing a Franchise

Most franchise packages in the Philippines range from ₱300,000 to ₱3 million, depending on the brand, store format, and location.
Small food carts may start under ₱500,000, while larger kiosks or restaurants can exceed ₱1 million.

Many aspiring entrepreneurs have the skills and motivation but lack the upfront cash. Traditional banks often require high collateral, long credit histories, and lengthy approval processes — making it harder for first-time business owners to qualify.

That’s why Pondo Pinoy Lending Corp developed a simpler, faster, and more secure way to finance franchise businesses. 

The Solution: Pondo Pinoy Franchise Loan Program

Pondo Pinoy’s Franchise Loan Program is designed to help Filipinos — whether employees or existing business owners — start a franchise through a transparent, secure, and fast-approval loan process.

Here’s what makes it stand out:

1. Secure Funding Sent Directly to the Franchisor

To ensure funds are used properly, Pondo Pinoy releases the approved loan directly to the franchisor, not the borrower.
This structure builds trust, prevents misuse, and allows faster approval since franchisors can confirm details immediately.

2. Covers Up to 50% of the Total Franchise Package

Pondo Pinoy finances up to 50% of your franchise investment, allowing you to launch without draining your savings.
For example, if your chosen franchise costs ₱600,000, Pondo Pinoy can send ₱300,000 directly to the franchisor while you shoulder the rest.

3. Open to Both Employees and Business Owners

Whether you’re a salaried employee planning your first business or a small business owner looking to expand, you can apply.
There’s no need to have an existing business — just the determination to start one.

4. Fast Approval — As Quick as 5 Working Days

Once your documents are complete and verified, approval can take as little as five working days, letting you secure your franchise slot quickly before others do.

 How to Apply for a Franchise Loan

1. Choose Your Franchise – Decide on your preferred brand and package (food cart, kiosk, or in-line store).

2. Prepare Your Requirements – Submit valid IDs, proof of income or employment, and the franchisor’s proposal or quotation.

3. Submit Your Application – Apply directly online through Pondo Pinoy’s portal.

4. Approval & Fund Release – Once approved, Pondo Pinoy releases the funds directly to your franchisor to complete your franchise payment.

💡 Start here: Apply for a Franchise Loan

Why Pondo Pinoy Makes Franchise Ownership Possible

By simplifying the lending process and protecting both the borrower and franchisor, Pondo Pinoy Lending Corp bridges the gap between ambition and opportunity.

Whether you’re eyeing a popular food cart, laundry shop, or service brand, you don’t have to wait years to save up. With Pondo Pinoy’s fast and flexible franchise loan, you can take the first step toward owning your business — today.

Ready to Begin Your Franchise Journey?

Becoming a franchisee has never been easier. Get up to 50% of your franchise cost covered, with approval in as fast as five working days.

👉 Apply now through Pondo Pinoy’s Franchise Loan Application Form:

For more franchise insights and financing tips, visit our Business Resources Blog.